After reading The Ghost Who Lied, one reader suggested that Danielle might be “too good to be true.” She based this on Danielle’s seemingly blasé attitude regarding a potential lawsuit. However, I would have to respectfully disagree. I believe Danielle’s attitude was not borne from martyrdom selflessness—but practical reality.
My husband and I have owned businesses—and we have managed businesses. One thing we have learned over the years, a business is always open to a potential lawsuit. Like Danielle, we didn’t fret over the possibility, instead, we tried to take preventive measures, and we had insurance.
Danielle informing the insurance company of a potential lawsuit is something I have done myself—and in one notable case, we were as inculpable as Danielle. An airplane had crashed when attempting to land on the dirt airstrip at Havasu Palms. Fortunately, no one was killed. One of the first things I did—after dealing with the crash—was to contact the insurance company. I didn’t believe we were liable, but I was not going to agonize over it—that is why we had insurance. The same was true for Danielle.
As it turned out, Havasu Palms was sued, yet the case was eventually dropped when it was determined that the crash didn’t actually take place on our lease land. However, the insurance company bore the cost of the lawsuit.
Over the years, we have seen other lawsuits where the insurance company opted to simply settle a nuisance case, believing it would save them money in the long run. It always bothered me that they are willing to pay scammers to get rid of them—but it’s not that unusual.
Therefore, I don’t believe Danielle’s behavior was indicative of some goodie-good Pollyanna, but instead of a practical realist.